Thousands of buyers search for Sarai payment plan daily before choosing a home or investment in Fifth Settlement, New Cairo. This guide combines official Madinet Masr (MNHD) data with practical market analysis — not a short ad.
Whether this is your first look at Sarai payment plan or you are comparing Sarai phases, you will find updated prices, payment plans, geography, and direct project links. Goal: understand Sarai payment plan before booking a free viewing.
The 2026 market faces higher financing costs — choosing an EGX-listed developer with a confirmed land bank like MNHD adds safety. Sarai is known for 5% down and up to 12-year installments.
The sections below cover everything about Sarai Installment Plan: from Elm Tree and Club Views to Rai Valleys, with comparison tables and a buyer checklist.
Sarai payment system
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Sarai payment system" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Sarai payment system" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Sarai payment system" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Sarai payment system" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Sarai payment system" connects Sarai payment plan to a practical buying decision at Sarai.
Down payment math
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Down payment math" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Down payment math" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Down payment math" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Down payment math" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Down payment math" connects Sarai payment plan to a practical buying decision at Sarai.
Monthly installment math
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Monthly installment math" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Monthly installment math" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Monthly installment math" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Monthly installment math" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Monthly installment math" connects Sarai payment plan to a practical buying decision at Sarai.
Rai — different terms
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Rai — different terms" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Rai — different terms" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Rai — different terms" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Rai — different terms" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Rai — different terms" connects Sarai payment plan to a practical buying decision at Sarai.
For official details visit Sarai compound page or Madinet Masr 2026 prices.
Full payment plans in payment plans article — Talala comparison at Talala vs Sarai.
Cash vs installments
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Cash vs installments" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Cash vs installments" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Cash vs installments" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Cash vs installments" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Cash vs installments" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discount
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Cash discount" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Cash discount" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Cash discount" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Cash discount" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Cash discount" connects Sarai payment plan to a practical buying decision at Sarai.
What the contract covers
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "What the contract covers" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "What the contract covers" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "What the contract covers" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "What the contract covers" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "What the contract covers" connects Sarai payment plan to a practical buying decision at Sarai.
Need updated official details? Our Madinet Masr consultant replies within minutes — free catalogue and viewing.
Start my free consultationExtra fees
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Extra fees" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Extra fees" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Extra fees" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Extra fees" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Extra fees" connects Sarai payment plan to a practical buying decision at Sarai.
Before signing
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Before signing" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Before signing" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Before signing" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Before signing" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Before signing" connects Sarai payment plan to a practical buying decision at Sarai.
vs Talala
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "vs Talala" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "vs Talala" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "vs Talala" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "vs Talala" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "vs Talala" connects Sarai payment plan to a practical buying decision at Sarai.
FAQ
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "FAQ" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "FAQ" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "FAQ" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "FAQ" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "FAQ" connects Sarai payment plan to a practical buying decision at Sarai.
Next step
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Next step" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Next step" connects Sarai payment plan to a practical buying decision at Sarai.
Example: EGP 8M apartment, 5% down (400K), balance 7.6M over 12 years = 144 installments ≈ EGP 52–55K monthly before fees. Compare to rent for a similar unit. This section on "Next step" connects Sarai payment plan to a practical buying decision at Sarai.
Cash discounts exist on selected units — ask your consultant for installment vs cash over 10 years. Cash sometimes saves 15–30% of total price. This section on "Next step" connects Sarai payment plan to a practical buying decision at Sarai.
Sarai payment plan at Sarai: 5% down, up to 12 years in most phases. Rai and Rai Views: 10% down, 8 years. Monthly installment = (unit price − down) ÷ months. This section on "Next step" connects Sarai payment plan to a practical buying decision at Sarai.
Buyer checklist — Sarai payment plan
- Request an updated official MNHD PDF — do not rely on old ad numbers.
- Compare at least two Sarai phases (Elm Tree, Club Views, ESSE, Rai).
- Calculate monthly installment + maintenance + extra finishing before signing.
- Verify handover date in the draft contract — no verbal promises.
- Book an on-site viewing in Fifth Settlement, New Cairo — photos are not enough.
- Ask about rental policy if you are investing.
- Compare Sarai with Talala on finishing and location.
- Read MNHD developer guide for company strength.
- Write questions before contacting — saves time and covers Sarai payment plan.
- Share this article link with your consultant for a tailored answer.
FAQ about Sarai payment plan
Is Sarai payment plan for living or investment? — Sarai suits both: 5% down for quick entry, Fifth Settlement location for stable rent. Ready vs off-plan decides the fit.
How do I get latest Sarai payment plan prices? — WhatsApp from Sarai page — PDF within minutes, zero commission.
Is viewing free? — Yes — on-site viewing and consultation are 100% free.
What differs between Sarai phases? — Elm Tree lowest apartment entry, Club Views club views, ESSE mixed, Rai villas with 10% down.
Summary
Sarai payment plan is among the top real estate searches in Fifth Settlement, New Cairo — Sarai is MNHD's strong answer with low down payment and location.
Start at project page, book a free viewing, and request an updated PDF catalogue — zero commission.
Our team replies within minutes — share this article link when you contact us for tailored advice on Sarai payment plan and the right Sarai phase for your budget.